If you'd like to opt out, you can do so by requesting this at a Neighborhood Financial Center, calling us at 800.233.2328, or sending us a message through the Secure Message Center in Online or Mobile Banking. If you have a BECU Debit Mastercard, good news - you're already enrolled and no action from you is required. If you aren't sure if a merchant is participating in ABU, be sure to review your stored card information to verify it's been updated and payment is not missed.Cards that have been reissued due to fraud or because of being lost or stolen are not eligible for the service, as those cards will have new card numbers. In 1985, California passed a law (Civil Code section 1748.1) that prohibited merchants from adding a surcharge (an extra fee) when customers pay by credit. Apparently, hackers injected card skimming code into the companys website, then stole enough customer data to conduct fraud.Once you activate your new card, the new expiration date is automatically updated with participating merchants.It'll have the same card number, but a different expiration date. When your existing card is about to expire, BECU will send you a new one.

The ABU service updates your BECU debit card expiration date with participating merchants, such as subscription services, online retailers, or utility companies. ABU is a free service that helps you avoid missed payments when your debit card expires. Starting on August 27, 2018, members will be automatically enrolled into the Automatic Billing Updater (ABU) service.

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